Deng, Xiao-Hua, et al. “Reinforcement Learning for Optimal Capital Allocation in Bank Hardware Upgrades: Navigating Multi-Tier Quantum Arrival Horizons”. International Journal of Science, Engineering and Applied Technologies, vol. 15, no. 11, Nov. 2025, pp. 1-19, https://ecliptalib.com/index.php/IJSEAT/article/view/ReinforcementLearningforOptimalCapitalAllocation.